Automotive Journal

Mexican Insurance Store.com is reporting the #1 legal and insurance problems relating to Mexican Auto Insurance for Motorists driving to Mexico on vacation. In Mexico, Napoleonic Law dictates that you are guilty until proven innocent, the complete opposite of English Common Law, where innocence is presumed until one is found guilty. The consequences of NOT carrying proper auto coverage can mean jail time in Mexico.

Everyday Mexican Car Insurance Predicaments:

1. Forgetting to Purchase Mexican Insurance

Typical US and Canadian domestic auto insurance is null and void in Mexico. Motorists who do not have Mexican Auto Insurance do so at their own risk, as any drivers who gets into a car accident may spend many hours or days in jail and have their vehicle taken by the authorities to pay for third party damages.

2. Forgetting to Buy Emergency Medical Assistance

Mexico can be a dangerous place to be without emergency medical assistance. Most U.S. health insurance is not valid in Mexico.

3. How to Find a Mexican Insurance Plan

It is highly recommended that you purchase Mexico auto insurance before entering the country. Although Mexican insurance can be purchased from various sellers just prior to entering, you will have great difficulty reading your policy on the go and trying to figure out if your policy is from a reputable insurance provider approved by the Mexican authorities, if you have the good quality coverage for your trip, if any activities that you plan to do are excluded, or if you if the price is fair?

4. Legal Aid and Bond

This is another area where the fine print can not be overlooked. Many policies do not cover Legal Expenses or Bail Bond.

5. When you purchase your policy, you should receive the following from the insurance provider:

* Authentic and admitted Mexican auto insurance policy * Accident instructions and important policy information * Essential phone numbers * Insurance Premium payment receipt

Make sure your coverage extends to your entire stay. Most insurers have daily, weekly, and annual policies. You may find you can save money by buying coverage for a longer period if you plan to drive over 21 days or four weeks.